In addition to Mortgage and Real Estate, WhyPayRent.com team members will assist you with many other home-buying services:
Attorneys
A home sale transaction may be conducted without an attorney, however we strongly advise against it. There are many legal loopholes and pitfalls that an attorney will help you avoid. Your WhyPayRent.com Realtor will recommend several experienced, local real estate attorneys.
Home inspections
After your offer is accepted, a home inspection should be scheduled. The home inspection includes a structural inspection, termite/pest inspection and radon test. It may also include an oil tank test, asbestos test, lead paint test, and other professional testing. Selecting the right home inspector is an important step. The inspections are very thorough and take several hours.
Title insurance
Any home purchase must include title insurance. This protects you against any legal claim against the property, including prior liens. It insures that the title to the property is yours, free and clear.
Homeowners Insurance
Before the closing, you must obtain homeowners insurance. This insurance covers your land and the house, as well as personal property, such as furniture, appliances, clothing, etc. Liability and medical expenses are also covered in the event of accidental injury on your property.
Movers
Your Realtor has helped many people in the past, and knows how much work is involved in the moving process. He or she will help you find a moving company with a solid reputation and good references who will handle your move with a minimum of stress.
Continuing services
Your consultation team smoothes the way and is on your side, even after you have moved into your new home. Continuing services include mortgage refinancing, recommendations for movers, service providers, and even providing complimentary future evaluations for the value of your home.